Terms of Service

Effective Date: June 7, 2026

1. Acceptance of Terms

By accessing or using the SK Financial CPA website (skfinancial.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

2. Use of This Website

This website is provided for informational purposes only. The content on this site does not constitute professional tax, accounting, legal, or financial advice. You should consult with a qualified professional before making any financial decisions. Engagement of SK Financial CPA professional services requires a separate written engagement letter.

3. Intellectual Property

All content on this website — including text, images, logos, and design — is the property of SK Financial CPA and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or use our content without prior written permission.

4. Accuracy of Information

We make reasonable efforts to ensure the information on this website is accurate and up-to-date. However, tax laws and regulations change frequently. We make no warranty that the information on this site is current, complete, or accurate. Always verify information with a qualified tax professional before relying on it.

5. Contact Form Submissions

Submitting a contact form on this website does not create a client relationship with SK Financial CPA. A professional relationship is established only upon execution of a signed engagement letter. Information submitted through our contact form is not considered privileged or confidential until an engagement is formally established.

6. Third-Party Links

This website may contain links to third-party websites. SK Financial CPA is not responsible for the content, accuracy, or practices of any third-party site. Links are provided for convenience only and do not imply endorsement.

7. Limitation of Liability

SK Financial CPA shall not be liable for any damages arising from the use of, or inability to use, this website or its content. This includes direct, indirect, incidental, or consequential damages.

8. Governing Law

These Terms of Service are governed by the laws of the State of Florida. Any disputes arising from these terms or your use of this website shall be resolved in the courts of Pasco County, Florida.

9. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes become effective upon posting to this page with an updated effective date. Continued use of our website after changes constitutes your acceptance.

10. Contact Us

For questions about these Terms of Service, please contact us: